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How Pre-Paid Cards Can Help You Manage College Funds

Students can manage spending and avoid credit card debt by using pre-paid credit cards to manage student funds:

budget your monthly spending amounts
avoid interest rate charges
avoid getting into credit and debt problems

manage your account online
build up your credit reporting history
use where credit cards are accepted

Student or parent or gets a prepaid card for use during school (approval guaranteed). Student or parent adds monthly spending money to the card.

Student uses card to buy food, supplies, pizza, etc., at any merchant that accepts MC/VISA cards.

Student or parent can monitor pre-paid account electronically for budgeting purposes. Pre-paid cards can help maintain a spending budget.

Student or parent can reload the card with additional monthly spending funds as needed.

Using pre-paid credit cards protects the student from accumulating credit card debt.

Students can use pre-paid cards to build a credit history for future credit approval on auto loans, employment, home mortgages, etc.

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